Moving up, or right-sizing.

Start with the home you have

• Find out what your current home might be worth and roughly what you would net after a sale.
• Decide whether you need to sell first, buy first, or line both up together. The sell-to-buy guide compares the options.
• Ask your lender how your current mortgage, equity, and any bridge or home equity options affect what you can buy.

What to look for this time

• Make a short list of what the current home is missing and what you no longer need.
• Think about stairs, yard work, commute, and the space you will use day to day, not just square footage.
• Check HOA rules, taxes, and insurance on the new home before you commit.

Next steps

Ask Michelle for a home value and a plan that covers both moves.